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Guaranteed Asset
Protection
Cover the largest financial risk to
your vehicle
If your vehicle is stolen or written off you will only
receive the market value for your vehicle as determined by
your motor insurer.
Facts
- Over 300,000 vehicles become a total
loss each year
- Car crime is 20% of all crime
- Over a third of vehicles stolen are
never found
- Vehicles can depreciate by up to 50%
over a 3 year period
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Return To Invoice
Benefits
In the event of a total loss, Return to Invoice will cover
the difference between your motor insurer's settlement and
the original cost of your vehicle up to the total level of
cover. This cover is available for up to 3 years and
includes any excess your motor insurers may apply in respect
of the claim (up to £250).
Vehicle Eligibility
Any vehicle registered and principally used in the UK,
having a maximum purchase price (including factory fitted
accessories but not dealer fitted accessories and VAT where
applicable) of £50,000 which is subject to the terms of the
Finance Agreement and which is not more than 7 years old at
the date of the Policy commencement and must be covered by
fully comprehensive motor insurance throughout the Policy
term.
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Financial Shortfall Protection
Benefits
In the event of a total loss, Financial Shortfall will cover
the difference between your motor insurer's settlement and
the amount owed to settle your finance agreement, up to the
total level of cover. This cover is available for up to a
maximum of 5 years and includes any excess your motor
insurers may apply in respect of the claim (up to £250).
Certain exclusions to the vehicle
eligibility and to the return to Invoice/Financial Shortfall
Protection apply.
Vehicle Eligibility
Any vehicle registered and principally used in the UK,
having a maximum purchase price (including factory fitted
accessories but not dealer fitted accessories and VAT where
applicable) of £50,000, which is subject to the terms of the
finance Agreement and which is not more than 7 years old on
the date of the commencement of the Finance Agreement or
purchase. The vehicle must be covered by comprehensive motor
insurance.
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